Whole Life 2

Whole Life
Alliance is StateTrust’s Whole Life Insurance product. It has an insurance and an investment component. The insurance component pays a stated amount upon the death of the insured. The investment component accumulates a cash value for the policyholder.
Characterisitcs
Underwriting Age: 3 months up to 65 years old.
Insured Period: Until age 99.
Premiums: Flexible with an annual minimum of $1,400.
Payment Frequency: Monthly, Quarterly, Semi-Annually, and Annually.
Benefit: Starts at $50,000.
Currency: US Dollars and Euros.
Dividend Options: Purchase additions, Reduce premiums, Cash, Accumulate Interest.
Riders that are available in our Alliance product include:
  • Accidental Death Benefit.
  • Additional Term Insurance.
  • Spouse-Other Insured.
  • Accelerated Death Benefit in case of Terminal Illness.