Fixed Annuities

Fixed Annuities Retirement Plan
In retirement plans with fixed annuities, the income or retirement payments to the pensioner are defined at the outset. The amount the pensioner receives will not be affected by changes in interest rates or fluctuations in the stock market.
The pension plan design of StateTrust Life and Annuities offers an additional benefit upon the death of the policyholder: the planned retirement payments to the beneficiaries begin immediately after the scheduled date of retirement.
The plan’s flexibility allows the customer to make important choices at the outset:
  • Choose the length of time for making contributions.
  • Decide on the time-span during which he/she wishes to receive retirement income.
In addition to the above, STL retirement plans have another essential characteristic:
You may start making contributions from one to thirty years before your retirement.

You will always be able to consult our international advisors about your retirement needs. You will also have their comprehensive analysis of all your additional sources of retirement income, including Social Security, a pension from your employer, investments and other savings.
Once this analysis has been completed, you determine the amount of your contribution. This will be fixed during a set period of time. When you retire, you will receive an annual guaranteed income for the number of years you have specified.