Benefits and Riders Topics – The Importance of Riders

Benefits and Riders Topics
At StateTrust Life and Annuities we see benefits as one of our main areas of focus, because it is through benefits that we make it possible for our customers to plan for their future and their families’ future in three essential areas: protection, education, and retirement.
The Importance of Riders
Riders on policies have several essential functions for customers:
  • They are flexible and can be adapted to the protection needs of each individual.
  • They add coverage for a specific purpose to a policy, without having to buy new life insurance.
  • Supplements represent savings, since they are more economical than buying a new policy.
  • They buy greater coverage, but unlike policies, not an opportunity to invest or generate savings.