Retirement Plans

Retirement Plans
Regardless of your age, retirement planning is essential in achieving security and comfort in the golden years of your life. To arrive at a financially secure retirement, it is necessary to have the advice, tools and products that allow for careful planning of this important life stage.
StateTrust Life and Annuities has the experience, knowledge and personnel specializing in effective strategies to achieve a stable retirement. The main objective of retirement is to have an income that allows you a standard of living similar or better than what you enjoyed while you were fully employed.
Your goal in saving for retirement should be to maximize your income potential while minimizing risks. Building up the means for a stable income requires systematic savings over time and a professional investment methodology. There are several steps you should take to ensure a secure retirement:
  • Begin saving as early as possible.
  • Create a retirement plan.
  • Invest in a diversified portfolio of stocks and bonds.
  • Monitor your progress regularly and make adjustments.
  • Plan an exit strategy (i.e. determine when to begin withdrawing money and at what rate).

StateTrust Life and Annuities has the experience and technological resources to project its customers’ future needs, and to determine the relationship between assets and liabilities that would help establish a successful retirement. StateTrust offers two retirement plans:
  • Axys: A variable return retirement plan offering a savings plan that invests in fixed and variable income funds and indexes, and that at the beginning of the retirement period will pay out to cover retirement expenses.
  • Horizon: A guaranteed return retirement plan offering a savings plan with a fixed return, which guarantees a certain amount of money to be paid out throughout your retirement period.