Some people believe that succession planning is only for the wealthy. That belief is a mistake. The most gratifying part is that, through a plan, the owner’s wishes regarding his/her assets will be respected by having an opportunity to appoint heirs without a judge’s intervention. In addition, planning opens the door to the possibility of creating financial legal structures such as trust funds, which protect a customer’s assets. Furthermore, if the estate owner becomes disabled, a good plan will enable him/her to designate a person to take care of the owner and the property.