Legacy Life Insurance

The Purpose of Life Insurance is to guarantee, at the time of the insured’s death, the specific amount of funds to be paid to each beneficiary.
You want to leave an inheritance to your family, protect your estate and your business, and plan the succession of your estate. Through life insurance, you can achieve those goals. Legacy is a variable universal life insurance policy that provides solid coverage, tailored to your present and future protection and investment needs.
A multi-currency policy with exposure to the world’s top capital markets through well balanced, well-distributed investment profiles that adapt to your risk-tolerance levels.
  • Accidental Death Coverage
  • Temporary Additional Insurance
  • Spouse Insurance / Other Insured
  • Critical Illness
  • Accelerated death benefit in case of terminal illness
  • Parents seeking protection for their families.
  • Businesses wishing to offer retirement funds to key executives.
  • Seniors who wish an orderly succession planning process.
  • Business partners designated as cross-beneficiaries to provide access to liquidity, in case there is a need to buy a portion of the business back from heirs upon the death of one of the partners.
  • Individuals who want to commit to building disciplined savings through participation in the world’s top capital markets, based on investment profiles offered by STL.

1. Riders: Additional benefits in life insurance policies.