Legacy2 Life Insurance


1 Description
  • Legacy, StateTrust Life and Annuities’ Multi-Currency Variable Universal Life Insurance
2 Benefits
  • Benefit option in case of death: Capped or Incremental.
  • Flexible insured amount, minimum insured amount: 50,000 USD or Euros
  • Investment profiles based on your risk-tolerance levels.
  • Protection against devaluation of currencies with poor stability.
  • Option to select investments in your currency of choice.
  • Policy ownership: Individuals, Corporations or Trusts.
3 Age Limitation
  • Plan available for persons 0-65 years old.
4 Premiums
  • Flexible premiums within scope defined by contract – Minimum Premium: 1,400 USD or Euros.
  • Additional contributions at any point during the life of the policy.
5 Contribution Period
  • Flexible: A single contribution or periodic contributions may be made during the life of the policy.
6 Policy Values
  • Surrender values available through loans, partial surrender amounts and total surrender amounts (within the limitations and regulations set forth in the policy agreement).
7 Insured Amount and Supplements
  • Insured Amount: Minimum: 50,000- Maximum: 2,500,000 USD or Euros.
  • Available Supplements: Accidental Death Benefit, Additional Term Insurance, Spouse Insurance/ Other Insured, Accelerated Death Benefit and Critical Illness.
8 Plan Investment
  • Ability to invest in “ETF or Index” market instruments and Mutual Funds.
  • Access to the world’s top markets through a highly diversified portfolio.
  • Option to select plan currency, US Dollars or Euros.
  • Investment profiles based on your risk-tolerance levels: Guaranteed / Moderate / Balanced / Growth / Personalized.
9 Payment Options
  • International credit card, automatic bank account debits (US banks), checks and transfers. (Payments may be made in the plan’s currency).
  • Directly from your StateTrust Bank & Trust Ltd. account.