Universal Variable Life – Flexibility

Universal Variable Life Insurance
Universal Variable Life Insurance was created with the goal of providing protection at the time of death of the insured. This policy is accompanied by savings, which reflect investments made in capital markets with a separate set of assets.
Another fundamental feature of these types of policies is their flexibility, which allows you to:
  • Invest in various investment profiles, through ETFs (Exchange Traded Funds/Indexes), which allow you to participate in the world’s top capital markets.
  • Select premium, amounts, frequency (maximums and minimums apply), and special contributions.
  • Use accumulated funds through partial or total surrender amounts, and surrender value-based loans. This provides certain levels of liquidity during the life of the policy.
  • Choose insured amounts, capped or incremental.
  • Establish financial goals: These policies provides an opportunity to create disciplined savings and investment.