Legal Notice
For the global fight against terrorism and money laundering, governments have implemented laws that require financial and insurance companies to demand and verify the identity of each of their clients.
StateTrust Life & Annuities Ltd strictly follows anti-Money Laundering policies. This implies that:
- When a client wishes to establish a plan or policy with our company, we ask that they provide us with their name, date of birth, and photo identification documents.
- We may also ask for additional identification documents such as a driver’s license, identity card, valid passport, or any other appropriate identification document.
We thank our clients in advance for their collaboration on this important issue, which requires enormous efforts from all those involved in order to effectively combat global terrorism, the financing of its activity, money laundering, and other illegal operations.
StateTrust Life & Annuities Ltd.
Privacy
One of the main objectives of StateTrust Life & Annuities Ltd is to protect the privacy of its clients. We consider it our privilege to be able to attend to the needs expressed in Insurance, Education, and Retirement products, and we value the trust placed in our company.
To carry out the normal course of our business, we periodically collect and maintain non-public information required for the opening of new policies, the operational process, and to provide a better level of service. This information collected comes from sources such as applications and forms provided by clients, credit agencies, information verification agencies, and government asset control and compliance agencies. The information we collect is necessary to provide services to our clients.
However, StateTrust Life and Annuities Ltd does not share or disclose any type of non-public personal information of any current or previous client, with the exception of what is permitted by law. All information is confidential.
Safeguarding Information
StateTrust Life and Annuities Ltd, in its internal procedures, protects the non-public personal information of its clients by limiting access only to those employees and affiliated companies that provide them with products or services, or those who need access to said information for the service of the accounts. In addition, we maintain records in physical and electronic format, under procedures and equipment that comply with the standards that govern this service.
Privacy must be protected by adopting precautionary measures such as protecting account numbers and PINs and not revealing confidential information to strangers. We strive to keep our clients’ information up-to-date and accurate. If any of our clients believe that our records are incorrect or out of date, they should notify us as soon as possible to make the corresponding corrections.
Privacy requires a strict association between the client and the company. In relation to privacy issues, we are committed to working together with our clients to protect and control the security of their information.
Non-Participation
By choosing not to participate, you are indicating to StateTrust Life that you do not want us to share your personal information with third parties for marketing purposes. If your StateTrust Life policy or account is jointly owned with one or more people, you can also choose to exclude each of the co-owners.
Disclaimer
StateTrust Life & Annuities Ltd
The information presented on the StateTrust Life & Annuities Ltd website does not offer a legal, fiscal, or universal investment opinion for its clients. Nor does it substitute professional advice. The content of this website does not apply to individual situations or specific conditions in some countries.
The visitor to the StateTrust Life & Annuities Ltd website is responsible for determining if some products or services are suitable for their personal financial use, for their life insurance coverage, education plans, and succession planning. You should consult a lawyer, tax advisor, or financial manager for specific advice in relation to your legal, fiscal, and investment situation. StateTrust Life & Annuities Ltd is not responsible for actions taken based on the information or content of this website.
StateTrust Life & Annuities Ltd strives to present the information as up-to-date and accurate as possible. Its content is updated as of its publication date, but may be substituted by changes in market conditions, laws and government actions, or business policies.
Automatic Payment
By registering for the “Recurring Automatic Payments Authorization” option, the client Understands that:
- Authorizes StateTrust Life and Annuities, Limited. (STL), to make recurring charges until this authorization is canceled, through the “Cancellation of Recurring Automatic Payments” Option/Request
- Compliance with payments, both overdue and future, is the sole responsibility of the Policyholder/Owner of the plan/policy. In the event that, after the charge, there is a lack of funds that leads to the expiration of the plan/policy, StateTrust Life and Annuities, Limited. (STL). will be exempt from any responsibility.
- If a chargeback is requested, through StateTrust Life and Annuities, Limited. (STL), or directly by the card issuer, an administrative expense of 6% will be applied to the amount to be reimbursed.
- If the charge corresponds to the payment of an initial premium, this charge will be made as a temporary deposit during the risk assessment process.
- If the charge is related to the payment of a single premium for an issued policy, you acknowledge and accept that, in the event that the issuance of the plan/policy is not formalized, StateTrust Life and Annuities, Limited. (STL)., may proceed to return the amount. Likewise, this charge does not imply, under any circumstances, the acceptance of the insured risk by StateTrust Life and Annuities, Limited. (STL).
- This Recurring Automatic Payments Authorization will remain valid until StateTrust Life and Annuities, Limited. (STL)., receives its corresponding cancellation, through the “Cancellation of Recurring Automatic Payments” option/request
This authorization for Recurring Automatic Payments will remain valid until the company receives the cancellation.