[et_pb_section fb_built=”1″ admin_label=”Hero section” _builder_version=”4.27.4″ use_background_color_gradient=”on” background_color_gradient_stops=”rgba(38,171,228,0.77) 0%|rgba(0,44,67,0.8) 99%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”rgba(150,105,97,0.67)” background_color_gradient_end=”rgba(2,0,76,0.84)” background_image=”https:\/\/www.statetrustlife.com\/wp-content\/uploads\/2024\/11\/home-bg-2.jpg” custom_margin=”|||” custom_padding=”1.2%||1.2%||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ custom_margin=”|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”1px|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”Lato||||||||” text_font_size=”20px” text_line_height=”1.2em” header_font=”Lato|900|||||||” header_font_size=”38px” header_letter_spacing=”2px” header_line_height=”1.2em” background_layout=”dark” width=”100%” max_width=”100%” custom_margin=”|-166px||||” animation_style=”fold” text_font_size_tablet=”20px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”46px” header_font_size_phone=”26px” header_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n
StateTrust Life & Annuities supplements are additional benefits of life policies, which can be acquired when taking out the policy or during its term and which allow to extend the coverage, either the amount per claim or the risks covered.<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Features” _builder_version=”4.27.4″ use_background_color_gradient=”on” background_color_gradient_stops=”#ffffff 0%|#e8eefc 100%” background_color_gradient_start=”#ffffff” background_color_gradient_end=”#e8eefc” custom_padding=”46px|0px|100px|0px||” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ custom_margin=”|||” custom_padding=”||7px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”Lato||||||||” text_text_color=”#898f99″ text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_2_font=”Lato|700|||||||” header_2_font_size=”42px” header_2_line_height=”1.5em” text_orientation=”center” max_width=”800px” module_alignment=”center” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.27.4″ max_width=”1440px” module_alignment=”center” height=”100%” max_height=”100%” custom_margin=”|||” custom_padding=”8px||11px|||” use_custom_width=”on” custom_width_px=”1440px” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”LIFE POLICIES ” use_icon=”on” font_icon=”||fa||900″ icon_color=”#FFFFFF” image_icon_background_color=”#0986BC” image_icon_width=”40px” _builder_version=”4.27.4″ header_font=”Lato|900||on|||||” header_font_size=”15px” header_letter_spacing=”1px” header_line_height=”1.4em” body_font=”Lato||||||||” body_text_color=”#898f99″ body_font_size=”16px” body_line_height=”1.6em” background_color=”#ffffff” image_icon_custom_padding=”25px|25px|25px|25px|false|false” text_orientation=”center” custom_margin=”|||” custom_padding=”60px|40px|60px|40px” animation=”off” border_radii=”on|10px|10px|10px|10px” border_color_all=”#0986BC” border_width_top=”10px” border_radii_image=”on|100%|100%|100%|100%” box_shadow_style=”preset2″ box_shadow_horizontal=”0px” box_shadow_blur=”54px” box_shadow_spread=”17px” box_shadow_color=”rgba(0,0,0,0.04)” icon_font_size=”40px” use_circle=”on” circle_color=”#3c39e6″ global_colors_info=”{}” image_icon_background_color__sticky_enabled=”#7EBEC5″ image_icon_background_color__sticky=”#7EBEC5″]<\/p>\n Upon death:<\/strong> The insurance coverage can be <\/span>level<\/strong> and remain the same or it can be <\/span>incremental<\/strong>, in which the death benefit increases as the account value increases.<\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=” EDUCATION PLANS” use_icon=”on” font_icon=”||fa||900″ icon_color=”#ffffff” image_icon_background_color=”#0986BC” image_icon_width=”40px” _builder_version=”4.27.4″ header_font=”Lato|900||on|||||” header_font_size=”15px” header_letter_spacing=”1px” header_line_height=”1.4em” body_font=”Lato||||||||” body_text_color=”#898f99″ body_font_size=”16px” body_line_height=”1.6em” background_color=”#ffffff” image_icon_custom_padding=”25px|25px|25px|25px|false|false” text_orientation=”center” custom_margin=”|||” custom_padding=”60px|40px|60px|40px” animation=”off” border_radii=”on|10px|10px|10px|10px” border_color_all=”#0986BC” border_width_top=”10px” border_radii_image=”on|100%|100%|100%|100%” box_shadow_style=”preset2″ box_shadow_horizontal=”0px” box_shadow_blur=”54px” box_shadow_spread=”17px” box_shadow_color=”rgba(0,0,0,0.04)” icon_font_size=”40px” use_circle=”on” circle_color=”#3c39e6″ global_colors_info=”{}” image_icon_background_color__sticky_enabled=”#7EBEC5″ image_icon_background_color__sticky=”#7EBEC5″]<\/p>\n Semi-annual amount at the age of study<\/strong><\/p>\n The benefits are paid to the plan holder on the start date of studies.<\/span><\/p>\n If the holder dies, the beneficiary begins to receive the funds immediately, or they can be paid to the beneficiaries or the designated student on the start date of studies (as previously requested by the plan holder).<\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”RETIREMENT PLANS” use_icon=”on” font_icon=”||fa||900″ icon_color=”#ffffff” image_icon_background_color=”#0986BC” image_icon_width=”40px” _builder_version=”4.27.4″ header_font=”Lato|900||on|||||” header_font_size=”15px” header_letter_spacing=”1px” header_line_height=”1.4em” body_font=”Lato||||||||” body_text_color=”#898f99″ body_font_size=”16px” body_line_height=”1.6em” background_color=”#ffffff” image_icon_custom_padding=”25px|25px|25px|25px|false|false” text_orientation=”center” custom_margin=”|||” custom_padding=”60px|40px|60px|40px” animation=”off” border_radii=”on|10px|10px|10px|10px” border_color_all=”#0986BC” border_width_top=”10px” border_radii_image=”on|100%|100%|100%|100%” box_shadow_style=”preset2″ box_shadow_horizontal=”0px” box_shadow_blur=”54px” box_shadow_spread=”17px” box_shadow_color=”rgba(0,0,0,0.04)” icon_font_size=”40px” use_circle=”on” circle_color=”#3c39e6″ global_colors_info=”{}” image_icon_background_color__sticky_enabled=”#7EBEC5″ image_icon_background_color__sticky=”#7EBEC5″]<\/p>\n Annual amount at retirement age<\/strong><\/p>\n Provides income during the retirement period specified in the plan. Retirement benefits are paid annually. <\/span><\/p>\n If the plan holder dies, the beneficiary is protected through the immediate execution of the withdrawal.<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Skills & Expertise” _builder_version=”4.25.0″ _module_preset=”default” custom_padding=”||8px|||” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.25.0″ _module_preset=”default” max_width=”1280px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ text_font=”Lato||||||||” text_text_color=”#898f99″ text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_2_font=”Lato|700|||||||” header_2_font_size=”42px” header_2_line_height=”1.5em” text_orientation=”center” max_width=”800px” module_alignment=”center” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ custom_padding_last_edited=”on|desktop” _builder_version=”4.25.0″ _module_preset=”default” max_width=”1280px” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”ACCIDENTAL DEATH (ADB)” _builder_version=”4.27.4″ _module_preset=”139b037a-c66c-4268-9d76-0640245ecd24″ title_level=”h2″ height=”56px” custom_margin=”||10px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_blurb use_icon=”on” font_icon=”||fa||900″ icon_color=”#0986BC” image_icon_width=”17px” _builder_version=”4.27.4″ _module_preset=”902d4aa7-af3c-4a8f-a36f-bdf6b8cdf560″ custom_margin=”||10px||false|false” global_colors_info=”{}”]<\/p>\n Additional coverage that is executed in the event of death by accident.<\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”SPOUSAL INSURANCE\/OTHER INSURED (OIR)” _builder_version=”4.27.4″ _module_preset=”139b037a-c66c-4268-9d76-0640245ecd24″ title_level=”h2″ height=”56px” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_blurb use_icon=”on” font_icon=”||fa||900″ icon_color=”#0986BC” image_icon_width=”17px” _builder_version=”4.27.4″ _module_preset=”902d4aa7-af3c-4a8f-a36f-bdf6b8cdf560″ custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n Coverage for an additional insured within the same policy. It is generally used for spouses, minor children, and parents. It allows to insure another person for a minimum premium increase. <\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”ADDITIONAL TEMPORARY INSURANCE (LIPR)” _builder_version=”4.27.4″ _module_preset=”139b037a-c66c-4268-9d76-0640245ecd24″ title_level=”h2″ height=”56px” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_blurb use_icon=”on” font_icon=”||fa||900″ icon_color=”#0986BC” image_icon_width=”17px” _builder_version=”4.27.4″ _module_preset=”902d4aa7-af3c-4a8f-a36f-bdf6b8cdf560″ custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n Additional coverage for a specific period of time that the client selects when applying for a policy. It allows for greater coverage at a lower cost and offers a good cost\/benefit ratio. <\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ custom_padding_last_edited=”on|desktop” _builder_version=”4.25.0″ _module_preset=”default” max_width=”1280px” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”ACCELERATED BENEFIT FOR TERMINAL ILLNESS” _builder_version=”4.27.4″ _module_preset=”139b037a-c66c-4268-9d76-0640245ecd24″ title_level=”h2″ height=”56px” custom_margin=”||10px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_blurb use_icon=”on” font_icon=”||fa||900″ icon_color=”#0986BC” image_icon_width=”17px” _builder_version=”4.27.4″ _module_preset=”902d4aa7-af3c-4a8f-a36f-bdf6b8cdf560″ custom_margin=”||10px||false|false” global_colors_info=”{}”]<\/p>\n Partial advance of coverage \u2013during the life of the insured\u2013 in case of proven terminal illness and with a specific life expectancy prognosis. This supplement has no cost to the insured. <\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”WAIVER OF PREMIUMS” _builder_version=”4.27.4″ _module_preset=”139b037a-c66c-4268-9d76-0640245ecd24″ title_level=”h2″ height=”56px” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_blurb use_icon=”on” font_icon=”||fa||900″ icon_color=”#0986BC” image_icon_width=”17px” _builder_version=”4.27.4″ _module_preset=”902d4aa7-af3c-4a8f-a36f-bdf6b8cdf560″ custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n It consists of the waiver of the payment of main premiums, if the insured due to bodily injury or illness is declared totally and\/or permanently disabled and cannot perform their work occupation. StateTrust Life will cover the premium payment of the main insured and maintain the validity of the life policy during the period in which the insured is disabled. The premium payment will only cover the monthly cost of the policy insurance and other expenses (not including savings components, or surcharges). The original death coverage and its values, if any, are not affected. <\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.25.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”TOTAL AND PERMANENT DISABILITY” _builder_version=”4.27.4″ _module_preset=”139b037a-c66c-4268-9d76-0640245ecd24″ title_level=”h2″ height=”56px” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_blurb use_icon=”on” font_icon=”||fa||900″ icon_color=”#0986BC” image_icon_width=”17px” _builder_version=”4.27.4″ _module_preset=”902d4aa7-af3c-4a8f-a36f-bdf6b8cdf560″ custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n StateTrust Life will pay the advance of the established insured sum if during the term of your life policy, the insured suffers a proven disability, due to an accident, an illness, or both.<\/span><\/p>\n Total and permanent disability is considered to be that physical or mental condition suffered by the insured as a consequence of an accident or illness and that has produced a total and permanent disability for the performance of their professional or autonomous activity.<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Testimonial” _builder_version=”4.27.4″ use_background_color_gradient=”on” background_color_gradient_stops=”rgba(9,112,156,0.45) 0%|rgba(12,113,195,0.75) 100%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”rgba(150,105,97,0.67)” background_color_gradient_end=”rgba(2,0,76,0.84)” background_image=”https:\/\/www.statetrustlife.com\/wp-content\/uploads\/2024\/11\/home-bg-2.jpg” background_position=”top_center” custom_margin=”|||” custom_padding=”10%|0px|10%|0px” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ custom_margin=”|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_cta title=”Statetrust Life” button_url=”https:\/\/www.statetrustlife.com\/en\/?page_id=1810″ button_text=”Find your plan” _builder_version=”4.27.4″ header_font=”Lato|900||on|||||” header_font_size=”48px” header_letter_spacing=”2px” header_line_height=”1.2em” body_font=”Lato||||||||” body_font_size=”20px” body_line_height=”1.8em” use_background_color=”off” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”#09709C” button_border_width=”6px” button_border_color=”#09709C” button_border_radius=”5px” button_letter_spacing=”2px” button_font=”Lato|900||on|||||” max_width=”750px” module_alignment=”center” animation_style=”fold” hover_enabled=”0″ header_font_size_tablet=”40px” header_font_size_phone=”” header_font_size_last_edited=”on|tablet” header_text_shadow_style=”preset1″ header_text_shadow_blur_strength=”0.6em” header_text_shadow_color=”rgba(0,0,0,0.24)” box_shadow_style_button=”preset3″ box_shadow_blur_button=”30px” box_shadow_spread_button=”8px” box_shadow_color_button=”rgba(250,127,40,0.15)” button_letter_spacing_hover=”2px” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”on” button_letter_spacing__hover=”2px” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_enabled=”0″]<\/p>\n Financial solutions for every stage of your life.<\/span><\/p>\n [\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" BENEFITS AND SUPPLEMENTS StateTrust Life & Annuities supplements are additional benefits of life policies, which can be acquired when taking out the policy or during its term and which allow to extend the coverage, either the amount per claim or the risks covered.BENEFITSUpon death:LevelIncremental The insurance coverage can be level and remain the same or […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-1836","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.statetrustlife.com\/en\/index.php\/wp-json\/wp\/v2\/pages\/1836","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.statetrustlife.com\/en\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.statetrustlife.com\/en\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.statetrustlife.com\/en\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.statetrustlife.com\/en\/index.php\/wp-json\/wp\/v2\/comments?post=1836"}],"version-history":[{"count":3,"href":"https:\/\/www.statetrustlife.com\/en\/index.php\/wp-json\/wp\/v2\/pages\/1836\/revisions"}],"predecessor-version":[{"id":2308,"href":"https:\/\/www.statetrustlife.com\/en\/index.php\/wp-json\/wp\/v2\/pages\/1836\/revisions\/2308"}],"wp:attachment":[{"href":"https:\/\/www.statetrustlife.com\/en\/index.php\/wp-json\/wp\/v2\/media?parent=1836"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}BENEFITS<\/h1>\n
Level<\/strong>
Incremental<\/strong><\/p>\nSUPPLEMENT<\/strong><\/h1>\n