{"id":1831,"date":"2025-01-29T14:06:41","date_gmt":"2025-01-29T14:06:41","guid":{"rendered":"https:\/\/www.statetrustlife.com\/index.php\/beneficios-e-suplementos\/"},"modified":"2025-10-10T17:41:04","modified_gmt":"2025-10-10T17:41:04","slug":"beneficios-e-suplementos","status":"publish","type":"page","link":"https:\/\/www.statetrustlife.com\/pt-br\/index.php\/beneficios-e-suplementos\/","title":{"rendered":"Benef\u00edcios e Suplementos"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Hero section&#8221; _builder_version=&#8221;4.27.4&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(38,171,228,0.77) 0%|rgba(0,44,67,0.8) 99%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(150,105,97,0.67)&#8221; background_color_gradient_end=&#8221;rgba(2,0,76,0.84)&#8221; background_image=&#8221;https:\/\/www.statetrustlife.com\/wp-content\/uploads\/2024\/11\/home-bg-2.jpg&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;1.2%||1.2%||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; custom_margin=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;1px|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;Lato||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.2em&#8221; header_font=&#8221;Lato|900|||||||&#8221; header_font_size=&#8221;38px&#8221; header_letter_spacing=&#8221;2px&#8221; header_line_height=&#8221;1.2em&#8221; background_layout=&#8221;dark&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;|-166px||||&#8221; animation_style=&#8221;fold&#8221; text_font_size_tablet=&#8221;20px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;46px&#8221; header_font_size_phone=&#8221;26px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>BENEF\u00cdCIOS E SUPLEMENTOS<\/h1>\n<p><span>Os suplementos da StateTrust Life &amp; Annuities s\u00e3o benef\u00edcios adicionais das ap\u00f3lices de vida, que podem ser adquiridos no momento da contrata\u00e7\u00e3o da ap\u00f3lice ou durante a vig\u00eancia da mesma e que permitem ampliar a cobertura, seja o montante por sinistro ou os riscos cobertos.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Features&#8221; _builder_version=&#8221;4.27.4&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#ffffff 0%|#e8eefc 100%&#8221; background_color_gradient_start=&#8221;#ffffff&#8221; background_color_gradient_end=&#8221;#e8eefc&#8221; custom_padding=&#8221;46px|0px|100px|0px||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;||7px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#898f99&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;2em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Lato|700|||||||&#8221; header_2_font_size=&#8221;42px&#8221; header_2_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;800px&#8221; module_alignment=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>BENEF\u00cdCIOS<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; max_width=&#8221;1440px&#8221; module_alignment=&#8221;center&#8221; height=&#8221;100%&#8221; max_height=&#8221;100%&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;8px||11px|||&#8221; use_custom_width=&#8221;on&#8221; custom_width_px=&#8221;1440px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;AP\u00d3LICES DE VIDA &#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf3ed;||fa||900&#8243; icon_color=&#8221;#FFFFFF&#8221; image_icon_background_color=&#8221;#0986BC&#8221; image_icon_width=&#8221;40px&#8221; _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;Lato|900||on|||||&#8221; header_font_size=&#8221;15px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Lato||||||||&#8221; body_text_color=&#8221;#898f99&#8243; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.6em&#8221; background_color=&#8221;#ffffff&#8221; image_icon_custom_padding=&#8221;25px|25px|25px|25px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;60px|40px|60px|40px&#8221; animation=&#8221;off&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_color_all=&#8221;#0986BC&#8221; border_width_top=&#8221;10px&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_horizontal=&#8221;0px&#8221; box_shadow_blur=&#8221;54px&#8221; box_shadow_spread=&#8221;17px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.04)&#8221; icon_font_size=&#8221;40px&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#3c39e6&#8243; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]<\/p>\n<p><strong>Por falecimento:<\/strong><br \/>\n  <strong>Nivelado<\/strong><br \/>\n  <br \/>\n    <strong>Incremental<\/strong><\/p>\n<p><span>A cobertura de seguro pode ser <\/span><strong>nivelada<\/strong><span> e permanecer igual ou pode ser <\/span><strong>incremental<\/strong><span>, na qual o benef\u00edcio por falecimento aumenta \u00e0 medida que incrementa o valor em conta.<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221; PLANOS DE EDUCA\u00c7\u00c3O&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf19d;||fa||900&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#0986BC&#8221; image_icon_width=&#8221;40px&#8221; _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;Lato|900||on|||||&#8221; header_font_size=&#8221;15px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Lato||||||||&#8221; body_text_color=&#8221;#898f99&#8243; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.6em&#8221; background_color=&#8221;#ffffff&#8221; image_icon_custom_padding=&#8221;25px|25px|25px|25px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;60px|40px|60px|40px&#8221; animation=&#8221;off&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_color_all=&#8221;#0986BC&#8221; border_width_top=&#8221;10px&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_horizontal=&#8221;0px&#8221; box_shadow_blur=&#8221;54px&#8221; box_shadow_spread=&#8221;17px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.04)&#8221; icon_font_size=&#8221;40px&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#3c39e6&#8243; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]<\/p>\n<p><strong>Montante semestral na idade de estudo<\/strong><\/p>\n<p><span>Os benef\u00edcios s\u00e3o pagos ao titular do plano, na data de in\u00edcio dos estudos.<\/span><\/p>\n<p>Se o titular falecer, o benefici\u00e1rio come\u00e7a a receber os fundos de imediato ou estes podem ser pagos aos benefici\u00e1rios ou ao estudante designado na data de in\u00edcio dos estudos (conforme solicita\u00e7\u00e3o pr\u00e9via do titular do plano).<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;PLANOS DE APOSENTADORIA&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf56b;||fa||900&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#0986BC&#8221; image_icon_width=&#8221;40px&#8221; _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;Lato|900||on|||||&#8221; header_font_size=&#8221;15px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Lato||||||||&#8221; body_text_color=&#8221;#898f99&#8243; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.6em&#8221; background_color=&#8221;#ffffff&#8221; image_icon_custom_padding=&#8221;25px|25px|25px|25px|false|false&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;60px|40px|60px|40px&#8221; animation=&#8221;off&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_color_all=&#8221;#0986BC&#8221; border_width_top=&#8221;10px&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_horizontal=&#8221;0px&#8221; box_shadow_blur=&#8221;54px&#8221; box_shadow_spread=&#8221;17px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.04)&#8221; icon_font_size=&#8221;40px&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#3c39e6&#8243; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]<\/p>\n<p><strong>Montante anual na idade de aposentadoria<\/strong><\/p>\n<p><span>Proporciona receita durante o per\u00edodo de aposentadoria que \u00e9 especificado no plano. Os benef\u00edcios por aposentadoria s\u00e3o pagos anualmente. <\/span><\/p>\n<p>Se o titular do plano falecer, o benefici\u00e1rio fica protegido mediante a execu\u00e7\u00e3o imediata da aposentadoria.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Skills &#038; Expertise&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||8px|||&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1280px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#898f99&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;2em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Lato|700|||||||&#8221; header_2_font_size=&#8221;42px&#8221; header_2_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;800px&#8221; module_alignment=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong>SUPLEMENTO<\/strong><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1280px&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;MORTE ACIDENTAL (ADB)&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;139b037a-c66c-4268-9d76-0640245ecd24&#8243; title_level=&#8221;h2&#8243; height=&#8221;56px&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf00c;||fa||900&#8243; icon_color=&#8221;#0986BC&#8221; image_icon_width=&#8221;17px&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;902d4aa7-af3c-4a8f-a36f-bdf6b8cdf560&#8243; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Cobertura adicional que \u00e9 executada em caso de falecimento por acidente.<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;SEGURO CONJUGAL\/OUTRO SEGURADO (OIR)&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;139b037a-c66c-4268-9d76-0640245ecd24&#8243; title_level=&#8221;h2&#8243; height=&#8221;56px&#8221; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf00c;||fa||900&#8243; icon_color=&#8221;#0986BC&#8221; image_icon_width=&#8221;17px&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;902d4aa7-af3c-4a8f-a36f-bdf6b8cdf560&#8243; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Cobertura para um segurado adicional dentro da mesma ap\u00f3lice. Geralmente \u00e9 usado para c\u00f4njuges, filhos menores e pais. Permite assegurar outra pessoa por um incremento m\u00ednimo de pr\u00eamio.  <\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;SEGURO TEMPOR\u00c1RIO ADICIONAL (LIPR)&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;139b037a-c66c-4268-9d76-0640245ecd24&#8243; title_level=&#8221;h2&#8243; height=&#8221;56px&#8221; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf00c;||fa||900&#8243; icon_color=&#8221;#0986BC&#8221; image_icon_width=&#8221;17px&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;902d4aa7-af3c-4a8f-a36f-bdf6b8cdf560&#8243; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Cobertura adicional por um per\u00edodo de tempo espec\u00edfico que o cliente seleciona no momento de apresentar a solicita\u00e7\u00e3o para uma ap\u00f3lice. Permite maior cobertura a menor custo e oferece boa rela\u00e7\u00e3o custo\/benef\u00edcio. <\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1280px&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;BENEF\u00cdCIO ACELERADO POR DOEN\u00c7A TERMINAL&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;139b037a-c66c-4268-9d76-0640245ecd24&#8243; title_level=&#8221;h2&#8243; height=&#8221;56px&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf00c;||fa||900&#8243; icon_color=&#8221;#0986BC&#8221; image_icon_width=&#8221;17px&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;902d4aa7-af3c-4a8f-a36f-bdf6b8cdf560&#8243; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Adiantamento parcial de cobertura \u2013em vida do segurado\u2013 em caso de doen\u00e7a terminal comprovada e com progn\u00f3stico de expectativa de vida espec\u00edfico. Este suplemento n\u00e3o tem custo para o segurado. <\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;ISEN\u00c7\u00c3O DE PR\u00caMIOS&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;139b037a-c66c-4268-9d76-0640245ecd24&#8243; title_level=&#8221;h2&#8243; height=&#8221;56px&#8221; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf00c;||fa||900&#8243; icon_color=&#8221;#0986BC&#8221; image_icon_width=&#8221;17px&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;902d4aa7-af3c-4a8f-a36f-bdf6b8cdf560&#8243; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Consiste na isen\u00e7\u00e3o do pagamento de pr\u00eamios principais, se o segurado por causa de les\u00f5es corporais ou doen\u00e7as \u00e9 declarado total e\/ou permanentemente incapacitado e n\u00e3o pode exercer sua ocupa\u00e7\u00e3o laboral. A StateTrust Life cobrir\u00e1 o pagamento de pr\u00eamio do segurado principal e manter\u00e1 a vig\u00eancia da ap\u00f3lice de vida durante o per\u00edodo em que o segurado se encontrar incapacitado. O pagamento do pr\u00eamio somente cobrir\u00e1 o custo mensal do seguro da ap\u00f3lice e outras despesas (sem incluir os componentes de poupan\u00e7a, nem sobretaxas). A cobertura de falecimento original e seus valores, se houver, n\u00e3o s\u00e3o afetados.   <\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;INCAPACIDADE TOTAL E PERMANENTE&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;139b037a-c66c-4268-9d76-0640245ecd24&#8243; title_level=&#8221;h2&#8243; height=&#8221;56px&#8221; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_blurb use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf00c;||fa||900&#8243; icon_color=&#8221;#0986BC&#8221; image_icon_width=&#8221;17px&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;902d4aa7-af3c-4a8f-a36f-bdf6b8cdf560&#8243; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>A StateTrust Life pagar\u00e1 o adiantamento da soma segurada estabelecida se durante a vig\u00eancia de sua ap\u00f3lice de vida, o segurado sofrer uma incapacidade comprovada, devido a um acidente, uma doen\u00e7a ou ambos.<\/span><\/p>\n<p>Considera-se incapacidade total e permanente aquela condi\u00e7\u00e3o f\u00edsica ou ps\u00edquica sofrida pelo segurado como consequ\u00eancia de um acidente ou doen\u00e7a e que lhe tenha produzido uma inabilita\u00e7\u00e3o total e permanente para o desempenho de sua atividade profissional ou aut\u00f4noma.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Testimonial&#8221; _builder_version=&#8221;4.27.4&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(9,112,156,0.45) 0%|rgba(12,113,195,0.75) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(150,105,97,0.67)&#8221; background_color_gradient_end=&#8221;rgba(2,0,76,0.84)&#8221; background_image=&#8221;https:\/\/www.statetrustlife.com\/wp-content\/uploads\/2024\/11\/home-bg-2.jpg&#8221; background_position=&#8221;top_center&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;10%|0px|10%|0px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_cta title=&#8221;Statetrust life&#8221; button_url=&#8221;https:\/\/www.statetrustlife.com\/index.php\/calculadora-de-productos\/&#8221; button_text=&#8221;Busque seu plano&#8221; _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;Lato|900||on|||||&#8221; header_font_size=&#8221;48px&#8221; header_letter_spacing=&#8221;2px&#8221; header_line_height=&#8221;1.2em&#8221; body_font=&#8221;Lato||||||||&#8221; body_font_size=&#8221;20px&#8221; body_line_height=&#8221;1.8em&#8221; use_background_color=&#8221;off&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#09709C&#8221; button_border_width=&#8221;6px&#8221; button_border_color=&#8221;#09709C&#8221; button_border_radius=&#8221;5px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Lato|900||on|||||&#8221; max_width=&#8221;750px&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;fold&#8221; hover_enabled=&#8221;0&#8243; header_font_size_tablet=&#8221;40px&#8221; header_font_size_phone=&#8221;&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_text_shadow_style=&#8221;preset1&#8243; header_text_shadow_blur_strength=&#8221;0.6em&#8221; header_text_shadow_color=&#8221;rgba(0,0,0,0.24)&#8221; box_shadow_style_button=&#8221;preset3&#8243; box_shadow_blur_button=&#8221;30px&#8221; box_shadow_spread_button=&#8221;8px&#8221; box_shadow_color_button=&#8221;rgba(250,127,40,0.15)&#8221; button_letter_spacing_hover=&#8221;2px&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;2px&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span data-teams=\"true\">Solu\u00e7\u00f5es financeiras para cada etapa da sua vida.<\/span><\/p>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BENEF\u00cdCIOS E SUPLEMENTOS Os suplementos da StateTrust Life &amp; Annuities s\u00e3o benef\u00edcios adicionais das ap\u00f3lices de vida, que podem ser adquiridos no momento da contrata\u00e7\u00e3o da ap\u00f3lice ou durante a vig\u00eancia da mesma e que permitem ampliar a cobertura, seja o montante por sinistro ou os riscos cobertos.BENEF\u00cdCIOSPor falecimento: Nivelado Incremental A cobertura de seguro [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-1831","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.statetrustlife.com\/pt-br\/index.php\/wp-json\/wp\/v2\/pages\/1831"}],"collection":[{"href":"https:\/\/www.statetrustlife.com\/pt-br\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.statetrustlife.com\/pt-br\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.statetrustlife.com\/pt-br\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.statetrustlife.com\/pt-br\/index.php\/wp-json\/wp\/v2\/comments?post=1831"}],"version-history":[{"count":5,"href":"https:\/\/www.statetrustlife.com\/pt-br\/index.php\/wp-json\/wp\/v2\/pages\/1831\/revisions"}],"predecessor-version":[{"id":2615,"href":"https:\/\/www.statetrustlife.com\/pt-br\/index.php\/wp-json\/wp\/v2\/pages\/1831\/revisions\/2615"}],"wp:attachment":[{"href":"https:\/\/www.statetrustlife.com\/pt-br\/index.php\/wp-json\/wp\/v2\/media?parent=1831"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}