MULTI-CURRENCY PRODUCTS

StateTrust gives you the option of investing in the world’s most important markets and the added convenience of making payments and receiving multiple benefits.

Product Name	Product Type	Category	Description
Global Dynamic Protection	Universal Indexed	Life Insurance	A universal indexed life insurance plan with flexible premiums, which combines the protection of a life insurance policy with an investment component.
Compass Index	Universal Indexed	Life Insurance	A variable universal life insurance policy, which also provides the flexibility and ability to invest in indexes/funds in the world’s main capital markets.
Legacy	Universal Variable	Life Insurance	This is a variable universal life insurance plan that provides the flexibility to invest and the protection of a life insurance policy. This policy provides access to the world’s top capital markets, giving our customers the ability to invest, both to protect their inheritance and family estate, as well as plan for succession.
Lighthouse	Term	Life Insurance	This life insurance product provides coverage with capped premiums during the life of the policy. This plan does not include an investment component, thus offering the insured amount at the lowest available cost.
Sentinel	Term coverage with return of premium	Life Insurance	This life insurance product provides coverage with capped premiums during the life of the policy. This policy will provide financial resources to your family in case of premature death. In addition, at the end of the coverage period, you will be reimbursed all premiums paid.
Scholar	Variable Return	Education Plan	This education plan provides a savings component to invest in fixed and variable income funds and indexes, and covers educational expenses.
Eduplan	Guaranteed Return	Education Plan	This product offers a savings plan with a fixed income to guarantee a specific amount of money that will be paid during the entire educational period selected.
Axys	Variable Return	Retirement Plan	This product offers a savings plan that invests in fixed and variable income funds and indexes. This plan covers retirement expenses at the beginning of the retirement period.
Horizon	Guaranteed Return	Retirement Plan	This product offers a savings plan with a fixed income to guarantee a specific amount of money that will be paid during the entire retirement period.