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CONTACT USThe investor who acquires this type of policy is ready to take on market risk with the goal of achieving:
A higher rate of return on the value of their account.
This investment model is based on the results obtained by the S&P 500 Index (encompassing the 500 largest companies in terms of capitalization), with a minimum guaranteed return of 0.0%, every 24 months.
In addition, every two years, a bonus or return equivalent to the variable percentage of participation based on growth in the S&P 500 Index is credited to the account of the insured. Please note that if the Index does not increase, there is no bonus, but there is a minimum guaranteed return.
As with a Variable Universal Life policy, the indexed policy offers flexibility in premiums, amounts insured, and payments.
| Features | Benefits |
| An ideal way to protect yourself and your beneficiaries | Increase in value: The policy can increase in value through indexed funds. |
| It is an effective estate planning tool (Including trusts) | Capital Protection: Our 0.0% capital guarantee program protects against capital losses. |
| Access to the top 500 U.S. companies through the S&P 500 | Fund Withdrawals: You can obtain a surrender value-based percentage for personal use through partial surrenders (minimums and maximums apply). |
| Premium amounts are flexible. | |
| Insured amount in U.S. Dollars. | |
| Provides maximum confidentiality. | Access to Loans: Policy owners can borrow at preferential rates based on surrender value (minimums and maximums apply). |
| Products |
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| Compass Index | --->
| Global Dynamic Protection |
