RISK MANAGEMENT

StateTrust Life & Annuities provides risk management advice to its customers, with the goal of determining whether they have enough protection through life, critical illness, education, and retirement insurance.

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A life insurance policy, an education plan and a retirement plan should be part of every general risk management plan for families and individuals.

Life insurance policies are financial instruments that offer the basic function of providing immediate resources to replace income loss due to a death.

Our advisors and risk specialists will help you determine which product might be the ideal tool to meet your specific individual, family and/or corporate protection needs.

There are seven fundamental steps in the risk management process:

Goal Setting
Risk Profile Definition
Classification of Risk Factors
Risk Management Planning
Risk Control Tools
Plan Development and Implementation
Process Review