In the Americas, Europe, and Asia there are three primary types of pension plans:

  • Individual Pension Plans, where employees contribute a monthly amount to their retirement fund.
  • Collective Pension Plans, where an employer provides employees with additional benefits.
  • Plans including Government Participation,
    also known as inter-generational solidarity plans.

Our products provide the necessary complementary income for international pension beneficiaries. We also provide currency, asset and investment diversification through our plans. In addition, our plans allow investing in capital markets from the world's major financial centers. All our products provide the expert investment advice, supervision and support of StateTrust Group.

Country Indiv. Priv. Retirement Insurance Government Pension System Retirement Age (M/F)
Latin America Argentina Yes Yes 65/60
Chile Yes No 65/60
Colombia Yes Yes 60/55
El Salvador Yes Yes 65/55
Ecuador No Yes 60/60
Mexico Yes Yes 51/49
Dominican Republic Yes Yes 60/60
Venezuela Yes Yes 60/55
North America Canadá Yes Yes 62/62
U.S.A. Yes Yes 67/67
Europe Germany Yes Yes 67/67
Spain Yes Yes 65/65
France Yes Yes 65/65
UK Yes No 65/60
Asia China Yes Yes 60/55
India Yes Yes 60/60
Japan Yes Yes 60/60

Colombia – Since 2014, men retire at age 62 and women at 57.
Ecuador - Mixed pensions system, receives mandatory deposits and contributions, and provides combined benefits—a portion for retirement, inter-generational solidarity, and another portion for retirement through mandatory individual savings.
Mexico – Beginning in 2028, men will retire at age 60 and women at 58.