Basic Areas of Planning – Retirement Topics

Retirement Topics
Regardless of your age, retirement planning is essential in order to be prepared and comfortable in the golden years of your life. In order to be able to arrive at a financially secure retirement, it is necessary to have the advice, tools and products allowing for careful planning at this decisive stage of life.
Basic Areas of Planning
Planning for retirement involves making projections and decisions about one’s needs during the retirement years.
There are two basic areas of planning:
  • Financial Planning: Enables you to ascertain that you will have enough income to cover your expenses and have a life that is in line with your goals once you retire.
  • Estate Planning: Designing a program through which the holder’s assets can pass into the hands of the beneficiaries, while lowering the tax burden for the owner/beneficiaries of the plan.

At StateTrust Life & Annuities we advise on the process of integrating the various sources of retirement income and we present solutions that supplement the required income based on an analysis of individual needs.