StateTrust Life & Annuities

Axys is the fundamental axis to plan your retirement. We aim to offer you disciplined savings with growth potential, with the ultimate goal of providing you with a solid retirement plan.

This product offers a savings plan that invests in fixed and variable income funds and indexes. This plan covers retirement expenses at the beginning of the retirement period.

Thus, it allows long-term planning for your retirement, while it gives you the ability to face financial changes.

Intended for:

Young adults who want to plan for their future over a long-term investment horizon.
Individuals wishing to invest in capital markets.
Parents who wish to plan for their family retirement.
Businesses wishing to build retirement funds for key executives.
Partners who wish to become cross-beneficiaries—when one of them dies, the survivor receives a planned benefit to cover losses resulting from this death.

Description	Axys is a guaranteed multicurrency income retirement plan, offered by StateTrust Life & Annuities.
Benefits	Ability to designate beneficiaries in case of death. Ability to designate a different pensioner to the beneficiary of the Insured Life policy. Enjoy your retirement in your country of choice. Flexibility to increase contribution amounts. Plan available for individuals up to 65 years old. StateTrust Group’s trust and solid performance. Specialized assistance from Retirement and Estate Planning consultants.
Age Limits	Plan available for individuals up to 65 years old.
Premiums	Flexible Premiums within scope defined by contract. Additional Contributions at any point during the life of the policy.
Contribution Period	Flexible (Minimums apply)
Premium amount	Min. Premium: $1,200 (US Dollars or Euros)
Annual Retirement Income	Minimum: $6,000 per year (US Dollars or Euros) — Maximum: Unlimited.
Plan Investments	Ability to invest in “ETF/Indices” market instruments and Mutual Funds. Access to the world’s main capital markets through a diversified portfolio. Option to select plan currency in US Dollars or Euros. Investment Profiles based on your risk-tolerance levels: Guaranteed / Moderate / Balanced / Growth / Customized.
Full Insurance Options	Upon death, beneficiaries may start benefiting from this retirement immediately, by financing your plan’s account with the premiums left unpaid plus projected returns.

AXYS