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MEDICAL TRAVEL

Most regular health insurance plans provide only partial or no coverage while you are traveling abroad. A medical travel insurance plan offers coverage above and beyond your health provider. These plans provide constant coverage while you are traveling in another country.

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StateTrust Life and Annuities offers three different Medical Insurance plans depending on the length of your trip and the amount of trips you expect to take. The three plans are as follows:

Plan Name Description Riders
TravelOne This plan provides constant coverage while on your trip. You choose the maximum amount of medical coverage (up to $1,000,000)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death (Full coverage)
  • Accidental Death (Only flight coverage)
MultiTravel This plan is similar to the single-trip plan but coverage is for a full year, for any trips taken during that year. You can choose a maximum trip length (15, 30, 60, or 90 days) for the year and the maximum amount of medical coverage (up to $1,000,000)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death (Full coverage)
  • Accidental Death (Only flight coverage)
LifePassage This plan is designed for travelers who will be abroad for at least 6 months. The plan provides full medical protection including emergency medical treatment, regular check-ups, and optional prescription drug coverage (up to a maximum of $1,000,000)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death (Full coverage)
  • Accidental Death (Only flight coverage)

StateTrust Life and Annuities offers TravelOne, a medical travel plan that offers the following coverage benefits while you are on your trip:

  • Hospitalization
  • Intensive Care
  • Outpatient Treatment
  • Emergency Dental
  • Local Ambulance
  • Complications of Pregnancy
  • Hospital Indemnity
  • Acute Onset of Pre-existing Conditions
  • Physical Therapy
  • Coverage for accidents resulting from terrorist acts
  • Full cover with no deductible *

 

TravelOne also offers several additional riders, which can be added to your policy. These riders include:

  • Emergency Medical Evacuation: Rider provides assistance in the event you become seriously ill or injured while on your trip.
  • Repatriation of Mortal Remains: Rider provides for repatriation of your remains to your country of residency.
  • Accidental Death (Full coverage): Rider provides coverage in the event you lose your life in an accident while traveling. You receive continuous coverage 24/7 for the insured amount (up to $1,000,000), from the time you leave until you return from your trip.
  • Accidental Death (flight coverage only): Rider offers coverage for loss of life that occurs while traveling by plane. The plan provides coverage for domestic or international flights for an insured amount (up to $1,000,000).

* Up to the maximum amount of your policy.

StateTrust Life and Annuities offers MultiTravel, a medical travel plan that provides the following coverage benefits while you are on your trips during the coverage period:

  • Hospitalization
  • Intensive Care
  • Outpatient Treatment
  • Emergency Dental
  • Local Ambulance
  • Complications of Pregnancy
  • Hospital Indemnity
  • Acute Onset of Pre-existing Conditions
  • Physical Therapy
  • Coverage for accidents resulting from terrorist acts
  • Full cover with no deductible *

 

MultiTravel also offers several additional riders, which can be added to your policy. These riders include:

  • Emergency Medical Evacuation: Rider provides assistance in the event you become seriously ill or injured while on your trip.
  • Repatriation of Mortal Remains: Rider provides for repatriation of your remains to your country of residency.
  • Accidental Death (Full coverage): Rider provides coverage in the event you lose your life in an accident while traveling. You receive continuous coverage 24/7 for the insured amount (up to $1,000,000), from the time you leave until you return from your trip.
  • Accidental Death (flight coverage only): Rider offers coverage for loss of life that occurs while traveling by plane. The plan provides coverage for domestic or international flights for an insured amount (up to $1,000,000).

* Up to the maximum amount of your policy.

StateTrust Life and Annuities offers LifePassage, a medical travel plan that offers the following benefits through the coverage period, while you are on your trip:

  • Hospitalization
  • Intensive Care
  • Outpatient Treatment
  • Emergency Dental
  • Prescription Drug Coverage
  • Regular check-ups
  • Local Ambulance
  • Complications of Pregnancy
  • Hospital Indemnity
  • Acute Onset of Pre-existing Conditions
  • Physical Therapy
  • Coverage for accidents resulting from terrorist acts
  • Full cover with no deductible *


LifePassage also offers several additional riders which can be added to your policy. These riders include: