RETIREMENT PLANS WITH FIXED ANNUITIES

StateTrust Life & Annuities’ retirement plans are designed to provide an added benefit at the time of death of the policyholder—planned retirement payments to beneficiaries begin immediately upon reaching your established retirement date.

In addition, Horizon, our retirement plans with fixed annuities, are flexible plans that enable customers to:

• Select timeframe for contributions.
• Determine the period of time during which they wish to receive retirement income.

Another added essential feature of the STL retirement plans:

You can start your retirement plan before you turn 65.

You can always consult with our international advisors about your needs at the time of your retirement. They will provide you with a global analysis of any additional retirement sources you may have, such as social security, company pension, investments or other savings.

Once this analysis is performed, you determine the amount of your contributions. This sum will be fixed during a specific period of time. At the time of retirement, you will receive a guaranteed annual income, during the number of years that had been predetermined.