Fixed Annuities vs. Variable Annuities – Comparative Tables

Retirement Topics
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Fixed Annuities vs. Variable Annuities
  • Comparative table of the most relevant features offered by Fixed Annuities and
Features
Guaranteed Amount
Fixed payments at maturity
Variable values
Exposure to Mutual Funds or ETF/Indexes
Potential for higher returns
Aggressive risk profile and investments
Fixed benefits in case of death
Can start contributions at any point before the age of 65
Annuities
Fixed
vs Annuities
Varible
Yes No
Yes No
No Yes
No Yes
No Yes
No Yes
Yes No
Yes No