Multi-currency Life Policies

Multi-currency Life Policies
Our life policies offer the option of investing in the world’s most important capital markets. They provide the added convenience of making payments and receiving benefits in your currency of choice: US Dollars, Euros, Sterling Pounds, Canadian Dollars, Swiss Francs, Australian Dollars, among other major currencies.
Your death could leave your family financially vulnerable. Nothing can replace you, but through the use of insurance, you can ensure that your family will be financially secure without you.
StateTrust Life & Annuities caters to individuals living outside their countries* as well as local nationals, who want to buy life insurance, travel insurance, education, and retirement products. Available products include:
* StateTrust Life and Annuities does not service US (United States) and BVI (British Virgin Islands) citizens and residents.
Life Products
Product Name Product Type Description
Legacy Universal Variable Life This is a policy that combines variable and universal life insurance. This is a popular insurance product because it provides the flexibility for policyholders to invest with insurance coverage. Our policy provides exposure to the world’s top capital markets and can be tailored to present and future protection and investment needs: whether for family inheritance, estate protection or succession planning purposes.
Heritage Universal Life A policy with a minimum guaranteed yearly return that avoids capital loss. The policy offers permanent coverage while accumulating savings that can be used by the policy owner during the life of the policy. The savings can be obtained through loans and partial and total surrenders.
Alliance Whole Life This policy offers level premiums and life insurance protection for as long as you live, provided that premiums are paid as required keeping the policy in force. The insurance component pays a stated amount upon death of the insured.
Lighthouse Term Life This product offers coverage using level premiums for the duration of the policy. It does not have an investment component and as such, it offers the insured amount at the lowest possible cost.
Sentinel Term Life with Return of Premium This product offers coverage using level premiums for the duration of the policy. The policy will not only provide for your family in case of untimely death, but additionally, at the end of the insured period will reimburse all the premiums paid.