Term Life Return of Premium 2

Term Life Return of Premium
Term Life Insurance is used to cover your family’s financial protection needs during a specific time frame. Premiums are fixed and need to be paid within a specified time period or the policy will be cancelled.
Riders for our Term Life product include:
  • Accidental Death Coverage.
  • Additional Term Insurance.
  • Spouse/Other Insured.
  • Critical Illness.
  • Accelerated death benefit in case of terminal illness.
Some of the key features for our Sentinel product include:
  • Flexible Insurance period: 20 to 30 years.
  • Option to select the plan currency.
  • Protection against devaluation of currencies with poor stability.
  • Convertibility option to permanent life insurance policy with re-calculation of premium.
  • Yearly renewal term option with re-calculation of premium.
Age Limitations Plan available for individuals from 3 months to 65 years of age.
Premiums Fixed premiums within scope defined by contract.
Contribution Period Life of the policy, according to the insurable period chosen by the client.
Insured Amount Minimum of 100,000 — Maximum of 2,500,000 USD or Euro.
Payment Options International Credit Card, automatic bank account debits (US banks), checks and transfers (payments may be made in the plan’s currency), directly from your StateTrust Bank and Trust Ltd. account (Note: StateTrust Bank and Trust Ltd. is an affiliate company of StateTrust Life and Annuities that provides international banking services).